Privacy Policy for Intuitico.io, US Mortgage & Housing Data Lab, and any Intuitico Inc. Products and Services

Last Updated: December 2025
Owner: Intuitico (https://www.intuitico.io/)
Product: HousingMarketUS GPT

1. Introduction

HousingMarketUS GPT (“the Service”) is a data-analysis assistant created by Intuitico.
This Privacy Policy explains how the Service handles information when used through the OpenAI platform.

Intuitico respects your privacy and is committed to protecting the information you provide while using the Service.

2. No Personal Data Collection by Intuitico

Intuitico does not collect, store, or process any personal data from users of HousingMarketUS GPT.

  • We do not run servers that capture user messages.

  • We do not store conversation data.

  • We do not use cookies, trackers, analytics tools, or advertising technologies in connection with this Service.

  • We do not sell, share, or disclose user information to third parties.

All interactions with the Service occur exclusively within OpenAI’s platform.

3. Data Handled Through OpenAI

When you use HousingMarketUS GPT, your inputs and outputs are processed by OpenAI.

OpenAI may collect or store data in accordance with its own Privacy Policy.
You can review OpenAI's policy here:

https://openai.com/policies/privacy-policy

Intuitico has no access to any identifiable data stored by OpenAI.

4. Public Data Only

HousingMarketUS GPT accesses publicly available mortgage data through the:

CFPB HMDA Data Browser API
https://ffiec.cfpb.gov/documentation/api/data-browser/

This API does not provide personal identifiable information (PII).
The Service queries only aggregated statistics such as:

  • Loan counts

  • Total loan amounts

  • Loan purposes

  • County-level summaries

  • FIPS code-based aggregations

No personal borrower or lender information is retrieved or exposed.

5. User Responsibility for Sensitive Information

Users should avoid entering sensitive, confidential, or personal data into the Service.

If a user voluntarily enters personal information into the chat, Intuitico:

  • Does not receive it

  • Does not store it

  • Cannot delete or modify it

All such data is handled exclusively by OpenAI according to their policies.

6. Third-Party Services

HousingMarketUS GPT interacts only with:

  • OpenAI’s platform

  • CFPB HMDA public API

No additional third-party processors, databases, or tracking tools are used.

7. Security

Since Intuitico does not collect or store personal data, there is no user database to protect.
All security safeguards are provided by OpenAI and the HMDA public API.

8. Children’s Privacy

HousingMarketUS GPT is not intended for use by children under the age of 13.
No information is knowingly collected from children, and Intuitico receives no data from users of any age.

9. Changes to This Policy

Intuitico may update this Privacy Policy to reflect operational or legal changes.
The “Last Updated” date at the top of the page will be revised accordingly.

Continued use of the Service after a policy update constitutes acceptance of the revised terms.

10. Contact Information

For questions regarding this Privacy Policy, you may contact:

Intuitico
Website: https://www.intuitico.io/
Email: will.chen@intuitico.io